Overtime Pay Calculator — Time and a Half After Taxes

Calculate Your Exact Take Home Pay on Overtime Hours

🔒No data stored — 100% private ⚡Instant results 📊2025 IRS tax tables ✓FICA rates verified

National Paycheck Calculator

Pay Type
Enter your hourly pay rate
Hours worked over 40/week — paid at 1.5× regular rate
Your Take Home Pay
$0.00
per period
DescriptionAmount
💵 Gross Pay —
🏛 Federal Income Tax —
🔒 Social Security (6.2%) —
🏥 Medicare (1.45%) —
🗺 State Income Tax —
Total Deductions —
✅ Net Take Home Pay —

⚠️ Estimates only. Results do not account for pre-tax deductions (401k, health insurance), local taxes, or year-to-date limits. Consult your HR department or a tax professional for exact withholding amounts.

About the National Paycheck Calculator

Working overtime? Use our free overtime pay calculator to find out exactly how much extra money you will take home after federal taxes. Enter your regular hourly rate, overtime hours, and filing status to see your gross overtime pay and net take-home pay. Remember — overtime pushes your income into higher federal tax brackets, so your actual take-home is less than it might appear.

This calculator uses the official 2025 IRS federal income tax brackets, the current Social Security rate of 6.2% (wage base $176,100), and Medicare at 1.45%. No state income tax is applied because National does not tax individual wage income. All calculations are performed instantly in your browser — no data is ever sent to a server.

Whether you receive a biweekly paycheck or want to understand what a job offer really pays after taxes, this tool gives you a realistic, itemized estimate in seconds. Bookmark this page and return every time you want to run a quick pay scenario.

How to Use the Overtime Pay Calculator

  1. 1
    Choose pay type

    Select whether you are paid hourly or receive an annual salary using the toggle buttons at the top of the calculator.

  2. 2
    Enter your wage

    Type your hourly rate (e.g., 18.50) or annual salary (e.g., 55000). Do not include commas or dollar signs.

  3. 3
    Select pay frequency

    Choose how often you are paid: weekly, biweekly, semi-monthly, or monthly. This determines how your annual income is divided.

  4. 4
    Pick your filing status

    Select Single, Married Filing Jointly, or Head of Household. This affects your standard deduction and tax bracket thresholds.

  5. 5
    Click Calculate

    Hit the blue Calculate button. Your complete paycheck breakdown appears instantly below — no page reload required.

  6. 6
    Review your results

    See gross pay, every deduction itemized, total deductions, and your net take-home pay — both per paycheck and annually.

How the Paycheck Formula Works

Our calculator follows the same methodology used by professional payroll software. Here is the step-by-step formula:

1Gross Pay = Hourly Rate × Hours (or Annual Salary ÷ Pay Periods)
2Federal Taxable Income = Annual Gross − Standard Deduction ($15,000 single / $30,000 married)
3Federal Income Tax = Apply 2025 IRS brackets (10% → 37%) to taxable income ÷ pay periods
4Social Security = Gross Pay × 6.2% (stops at $176,100 annual wages)
5Medicare = Gross Pay × 1.45% (+0.9% additional on wages over $200K single)
6State Income Tax = $0 — National has no state income tax
7Net Take Home Pay = Gross Pay − Fed Tax − SS − Medicare − State Tax

The 2025 standard deduction is $15,000 for single filers, $30,000 for married filing jointly, and $22,500 for head of household filers. This deduction reduces the income subject to federal income tax — not FICA taxes, which apply to all gross wages.

Frequently Asked Questions — National Paycheck Calculator

Overtime pay is additional compensation paid to eligible workers for hours worked beyond 40 in a workweek under the Fair Labor Standards Act (FLSA). The federal minimum overtime rate is 1.5 times the worker's regular rate of pay, commonly called 'time and a half.' Some employers pay double time (2x) for holidays or extreme hours.
Overtime pay is calculated by multiplying your regular hourly rate by 1.5 for each hour worked over 40 in a workweek. Example: If your regular rate is $20/hour, your overtime rate is $30/hour ($20 × 1.5). Work 10 hours of overtime and your overtime gross pay is $300 before taxes.
Overtime pay is taxed at the same rates as regular pay — there is no special overtime tax rate. However, overtime income may push you into a higher federal tax bracket temporarily, increasing your marginal tax rate. Social Security (6.2%) and Medicare (1.45%) apply to all wages including overtime.
No. The FLSA overtime rules apply to non-exempt employees. Exempt employees — typically salaried workers in executive, administrative, professional, outside sales, or computer-related roles earning at least $684/week — are not entitled to overtime pay. Independent contractors also do not receive FLSA overtime protections.
Double time pay is 2x your regular hourly rate and is typically paid for work on holidays or for exceptionally long shifts. Federal law does not require double time — it is a voluntary employer policy or the result of a collective bargaining agreement. California law requires double time for hours worked over 12 in a single day.
Yes, but only marginally. Extra overtime income is added to your regular income and may push some of your income into a higher federal tax bracket. Since the U.S. uses a marginal tax system, only the overtime income above the bracket threshold is taxed at the higher rate — not all your income. The calculator handles this correctly.
Yes. All wages, including overtime pay, are subject to Social Security tax (6.2%) up to the annual wage base ($176,100 in 2025) and Medicare tax (1.45%) with no cap. High earners may also owe an additional 0.9% Medicare tax on wages over $200,000 (single) or $250,000 (married).
To calculate overtime take-home pay: (1) Calculate overtime gross pay (hours over 40 × regular rate × 1.5), (2) Add to regular wages for the pay period, (3) Apply federal income tax brackets to the total, (4) Subtract Social Security (6.2%) and Medicare (1.45%), (5) Subtract state income tax. Or simply use the calculator above — it does all of this for you automatically.

Explore our other free paycheck and pay calculators for different states and scenarios:

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